Spot transactions for individuals

Need to make an international payment in a foreign currency quickly or on a very short term? Then consider a spot transaction at a competitive exchange rate.

A spot transaction is the most straightforward form of international payment. In this transaction, you convert one currency into another at the current exchange rate (also known as the "spot rate"). 

 

After you agree to the exchange rate, we will execute the global payment for you at lightning speed.

What is a spot transaction?

Een spottransactie is een financiële transactie waarbij twee valuta’s worden verhandeld tegen een actuele wisselkoers op dat moment. Het is een overeenkomst waarbij de koper en verkoper afspreken om de valuta’s op de spotdatum te verhandelen en af te rekenen, wat doorgaans twee werkdagen na de transactiedatum is. Op het platform van ValutaPartners kunt u ook ‘value today’ en ‘value tomorrow’ handelen.

How does it work?

Buying or selling real estate, art, and rare cars abroad? Or investing in a foreign currency investment fund? With ValutaPartners, you have the opportunity to transfer money reliably and securely, without the complexity of your own bank.

 

A direct connection to the currency market allows for real-time trading with sharp and transparent exchange rates and with a fixed margin. After agreeing on the exchange rate, you transfer your money from your own bank to your account with us. Once this money is received in your account, we make the payment on your behalf. The beneficiary often receives the international payment on the same day.

Overview of currencies

Below you will find all the currencies that can be traded on the ValutaPartners platform. Most currencies are freely convertible, while some have restrictions. The currencies with restrictions can only be purchased under certain conditions.

Payment via: SWIFT/AusPayNet

Maximum payment: no limit/no limit

Delivery time frame: 1 day/1day

Cutoff time frame: 15:00u

 

Payment via: SWIFT/EFT

Maximum payment: no limit/CAD 100k

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 15:30u

Payment via: SWIFT/CERTIS

Maximum payment: no limit/CZK 1m

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 10:00u

Payment via: SWIFT/Intradagclearing

Maximum payment: no limit/no limit

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 11:30u

Payment via: SWIFT/SEPA

Maximum payment: no limit/no limit

Delivery time frame: 0 days/0 day

Cutoff time SWIFT (CET Time): 15:30u

Payment via: SWIFT/CHATS

Maximum payment: no limit/HKD 500k

Delivery time frame: 1 day/1 day

Cutoff time SWIFT (CET Time): 15:00u

Payment via: SWIFT/Giro Zrt

Maximum payment: no limit/HUF 10m

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 10:00u

Payment via: IMPS or NEFT

Maximum payment: INR 500k

Delivery time frame: 0 days

*Restricted currency. INR kan alleen gekocht worden. Hiervoor moet eerst toestemming gevraagd worden. Voor meer info klik hier.

Payment via: SKN

Maximum payment: IDR 350m

Delivery time frame: 0 days

*Restricted currency. IDR kan alleen gekocht worden. Hiervoor moet eerst toestemming gevraagd worden. Voor meer info klik hier.

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 1 day

Cutoff time SWIFT (CET Time): 15:00u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 1 day

Cutoff time SWIFT (CET Time): 14:00u

Payment via: IBG

Maximum payment: MYR 100k

Delivery time frame: 0 days

*Restricted currency. MYR kan alleen gekocht worden. Hiervoor moet eerst toestemming gevraagd worden. Voor meer info klik hier.

Payment via: SWIFT/SPEI

Maximum payment: no limit/no limit

Delivery time frame: 0 days/1 day

Cutoff time SWIFT (CET Time): 9:00u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 1 day

Cutoff time SWIFT (CET Time): 16:00u

Payment via: SWIFT/NICS

Maximum payment: no limit/NOK 25m

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 11:30u

Payment via: PESONet

Maximum payment: PHP 1,3m

Delivery time frame: 0 days

*Restricted currency. PHP kan alleen gekocht worden. Hiervoor moet eerst toestemming gevraagd worden. Voor meer info klik hier.

Payment via: SWIFT/Elixir

Maximum payment: no limit/PLN 1m

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 10:30u

Payment via: SWIFT/TransFonD

Maximum payment: no limit/RON 200k

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 10:00u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 0 days

Cutoff time SWIFT (CET Time): 14:00u

Payment via: SWIFT/FAST

Maximum payment: no limit/SGD 200k

Delivery time frame: 1 day/1 day

Cutoff time SWIFT (CET Time): 16:00u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 0 days

Cutoff time SWIFT (CET Time): 11:30u

Payment via: SWIFT/Internal Transfers

Maximum payment: no limit/no limit

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 11:30u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 0 days

Cutoff time SWIFT (CET Time): 11:30u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 0 days

Cutoff time SWIFT (CET Time): 9:30u

Payment via: SWIFT/Faster Payments

Maximum payment: no limit/GBP 1m

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 15:30u

Payment via: SWIFT

Maximum payment: no limit

Delivery time frame: 1 day

Cutoff time SWIFT (CET Time): 15:00u

Payment via: SWIFT/ACH

Maximum payment: no limit/USD 1m

Delivery time frame: 0 days/0 days

Cutoff time SWIFT (CET Time): 15:30u

The Indian Rupee (INR), Indonesian Rupiah (IDR), Malaysian Ringgit (MYR), and Philippine Peso (PHP) are restricted currencies. You cannot directly finance these currencies. They can only be purchased by converting from another supported currency and can only be sold back in exceptional situations. More information on this can be found  here. Cut-off times vary per selling currency, please check for details here.

We take our regulatory responsibilities very seriously. In accordance with our anti-money laundering policy and sanctions screening, we cannot receive money from or transfer money to the following countries, although this may be subject to change: Belarus, Crimea, Cuba, Donetsk region, Iran, Kherson region, Libya, Luhansk region, Myanmar, North Korea, Russia, South Sudan, Sudan, Syria, Venezuela, Zaporizhzhia region.